About Us
Unlock your next move with the right mortgage solution.
MEET Your Adviser
Hey, I'm Fiona!
Managing director and senior award winning financial adviser with over 35 years professional experience.
With over 35 years of experience in the mortgage and protection industry, I’m proud to be recognised as an award-winning adviser dedicated to putting my clients first.
Over the years, I’ve helped thousands of individuals and families secure their homes and protect what matters most. My approach is built on trust, knowledge, and a genuine commitment to delivering the right solutions—no shortcuts, no pressure.
Experience matters when it comes to your financial future. If you’re looking for expert, honest advice, I’m here to help.
MEET Your Adviser
Hey, I'm Jayne Davies
As a Mortgage and Protection Adviser, my role is simple—help you make the right decisions for your home and your future.
Whether you’re buying your first property, remortgaging, or reviewing your protection, I provide clear, honest advice tailored to your circumstances.
It’s not just about finding a mortgage—it’s about making sure you and your family are protected, no matter what life brings.
If you’d like guidance you can trust, I’m here to help..
MEET Your Adviser
Hey, I'm Gareth Fitchell
Award winning protection adviser
An experienced, award-winning Protection Adviser with many years in the financial services industry, I specialise in helping individuals and families secure their financial future with confidence. My approach is built on trust, clarity, and a deep understanding of each client’s unique needs.
Throughout my career, I have been recognised for delivering exceptional client outcomes and consistently high standards of advice. I pride myself on making complex protection solutions simple and accessible, ensuring every client feels informed, protected, and supported at every stage.
MEET Your Adviser
Hey, I'm Katie Nield-Siddal
Professional protection adviser
An experienced, Protection Adviser dedicated to helping individuals and families secure their financial future. I provide clear, tailored advice on life insurance, critical illness cover, and income protection, ensuring my clients have the right plans in place when it matters most.
Known for a personal, honest approach, I pride myself on building long-term relationships and delivering peace of mind through trusted, straightforward advice.
MEET Your Adviser
Hey, I'm Michelle
Highly experienced mortgage and protection administrator
Michelle has over 30 years’ experience in financial services, with a strong background in protection and mortgages. She is currently a Protection Operations Manager and previously worked as a Mortgage and Protection Financial Advisor, bringing extensive knowledge and practical expertise to her role.
MEET Your Adviser
Hey, I'm Victoria Charlsworth
very experienced mortgage and protection administrator.
A highly organised and detail-focused Mortgage and Protection Administrator with experience supporting advisers and clients throughout the full mortgage and insurance process. Skilled in processing applications, managing case progression, liaising with lenders and providers, and ensuring smooth completion from start to finish.
Committed to delivering excellent client service and maintaining accuracy, compliance, and efficiency in a fast-paced financial services environment.
10+
Year of
experience
who we are?
Who Are We? Relationship-Driven Experts.
We provide clear, strategic mortgage and protection advice for individuals, families, and professionals at every stage of life.
Our role is to simplify complex financial decisions by combining experienced, whole-of-market advice with a streamlined digital experience.
We use a secure client portal and digital fact-find system to make sharing information and documentation simple, secure, and efficient.
Whether you're buying your first home, moving, remortgaging, investing, or navigating variable or complex income, we take the time to understand your full financial picture and recommend solutions that genuinely fit.
You can expect straightforward communication, meticulous attention to detail, and a service built around trust, transparency, and long-term relationships.
why choose us?
Move Forward with Your Mortgage, Confidently
Personalised Service
You’ll work with a dedicated adviser who takes time to understand your circumstances and objectives, providing advice tailored to your situation — not a one-size-fits-all solution.
Simplifying Mortgages
We make mortgages easy to understand by explaining your options clearly, cutting through jargon, and helping you make informed decisions with confidence.
Independent & Unbiased
As an independent, whole-of-market adviser, we have access to an unlimited number of lenders to find the most suitable solution for you, based solely on your needs.
A Smooth, Managed Process
From initial consultation through to completion, we manage the process, handle the paperwork, and keep everything moving efficiently.
Accessible When You Need Us
We offer flexible appointments and responsive communication, making it easy to get the support you need, when you need it.
Ongoing Support
Our relationship doesn’t end at completion. We’re here for future reviews, remortgages, protection updates, and changing circumstances.
Client Satisfaction
Tailored Solutions
Trusted Customer Support
Your Mortgage Journey Starts Here
Buying or reviewing a mortgage doesn’t need to feel complicated.
Whether you're a first-time buyer, moving home, remortgaging, or exploring your next steps, we’re here to guide you with clear, independent advice and personalised support.
We take the time to understand your circumstances and recommend solutions that fit your goals — helping you move forward with confidence.
Personalised recommendations built around your needs
Clear guidance from enquiry to completion
Access to an unlimited number of lenders
Secure, efficient digital process
Thank you for choosing us. Whether you need help with mortgages or protection, we’re always here to assist you.
Legal
Legal
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Registered in England and Wales
LL Financial Solutions Ltd is an appointed representative of PRIMIS Mortgage Network, a trading name of First Complete Limited. First Complete Limited is authorised and regulated by the Financial Conduct Authority.
The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK
Registered office address - Ll Estates Ltd, High Street, Rhuddlan, Denbighshire, LL18 2UA
Registration number – 08493481
Mortgages - For our advice services we will charge a fee of £580. The fee is payable on application for an accepted mortgage.